Thank you - each one of our valued customers - for choosing to do your banking with us. Be assured that First State Bank's directors, officers, management team and staff sincerely appreciates your loyal business and the relationship we share with you. Also be assured, that we stand ready to help you build your financial future by offering the very best and most modern banking services and products available in today's market place. As your community bank, not only are we your friends and neighbors providing you with personal service, but we are also dedicated bankers, striving to serve the financial needs and responsibilities of our community.
| Welcome to First State Bank With today's numerous bank mergers and acquisitions, the one-on-one, personal banking relationships customers once enjoyed by local banking is becoming a thing of the past. Not so at First State Bank of Holly Springs. The customary personal attention and service of a friendly, community bank are very much a part of our culture and our future. This is because these values are firmly rooted in our past. First State Bank was incorporated in Holly Springs in May, 1916 with $50,000 in capital. Today with branches in Holly Springs and Mt. Pleasant, capital is over $13 million and assets about $100 million. With a solid asset base and a community-oriented organization committed to 1st rate service, First State Bank is leading our valued customers into the 21st century with the stability and technology of a progressive bank, yet with the time-honored values and traditions of a community bank.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTON ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”) It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |